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Cardmember Services - This is Another Scam


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Scam Report: #0060679

Cardmember Services

This is Another Scam

Cardmember Services

Phone: 877-999-3872
SCAM REPORT:
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I have received over 200 calls from card member services. The recorded message goes something like "hello, this is Rachel" Would you like lower credit card interest rates as low as 6.9%. If so press this number or press this number to be placed on our do not call list.
I found a website that seems to be theirs (<a href="https://www.cardmemberservices.com/ccp/index.jsp?pg_name=ccpmapp/cms/exp" title="https://www.cardmemberservices.com/ccp/index.jsp?pg_name=ccpmapp/cms/exp">https://www.cardmemberservices.com/ccp/index.jsp?pg_name=ccpmapp/cms/exp</a>...). Ironically the site is about protecting your identity! I called the number for personal cards (877-999-3872) I was asked to key in my 16 digit credit card number so I pressed 0 and got the "invalid response" reply. I then pressed 0, 16 times, I was transferred to a live person. Her voice had an accent and I am sure she has recorded a similar message that "Rachel" uses.
She asked me for my credit card number, after I explained to her that someone, with them, had been calling me repeatedly asking for my credit card number and social security number... She asked me for my credit card number and I told her I didn't have a card with them. She then asked me for my social security number!!!!!!!!! I told her she was doing what the callers do too often and I wanted it to stop. She said she could put me on their do no call list and I explained they had done that over 200 times already. I told her that her lack of concern bothered me and I asked her for a number to her legal department and she said she could give me a fax number. I said ok. I asked her for the name of the contact person. She asked me to hold... When she came back she said there was no fax number nor name but I could call this number 212-552-5043 and leave a message and someone would call me back... I believe this is the one calling us



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Comments

pity on those scam people. maybe they'll be not punished soon by the laws and authorities but as for now i'm sure their souls got a special place at hell. so rude. yeah but what's more rude that them?

I called my credit card co. Just after their call and the scammers even lied about my interest rate, they quoted it way higher of course. These people are not associated with the credit card co.

i really hate these scammers... they are using other people for their own good...i just do hope that they will learn their lessons..

It's a Bait & Switch operation. I asked clearly and up front if this was a Credit Card Rate Reduction by transferring your balance to another card... The answer was an emphatic "no". They promised to lower my rate on my existing card and secure a savings of $2500.00 and have my rate lowered in 1 to 2 billing cycles. I was sold by Christine Diaz, Agent ID # 0208 at "Card Services" or "CardMember Services, the company that processes all of your Credit Card bills" as she restated when I asked again what company was calling me.

A second company, ProActive Planning Solutions" called to confirm the transaction. After I agreed to the "one-time processing fee" of $595.00 for the rate reduction service, I had to call 4 times to get a counselor on the phone after I received my "package" in the mail ( a Financial Credit Repair Kit which I didn't know I was buying) When they finally gave me an appointment time, they didnt call when they scheduled it and I had to call them again. Finally I got a "counselor" on the phone.

Ronnie Shank, the "counselor" told me that Chase was not doing any rate reductions right now but he could transfer my balance to a Citi Card with a 0% rate. I suggested I already knew I could do that and got offers regularly in the mail to do that. He said that if I wasn't willing to do that they they could do Debt Reduction Negotiation and Consolidation, but I indicated to him that would affect my Credit and he agreed it would. I was told in the Sales Process by Christine Diaz that this was not anything that would affect my credit rating. Ronnie said he could refer me back over to Customer Service and have them call me right back. They did not call. I had to call them, spoke to Gina Thompson.. chased the chain up to the Customer Service manager, Amy Verhoff, I believe, who told me I was unwilling to take their counseling advise and therefore was not eligible for a refund. She played back the audio recording which they do not discuss how they lower your rate, but that it would simply be done in 1-2 billing cycles. She indicated that because I was not willing to take their counseling service I was not eligible for a refund. I asked for her boss' name and she indicated she did not have one.. so when I asked if she was the owner she said she was not but that she was hired by the owner to handle all customer service claims for him. I asked who the owner was and she said she did not know. I indicated that she just referred to her boss as "him" but noted it was interesting that she didn't know his name. She said I could find his name on their website which is conveniently "Under Construction", by the way.
Contacted Visa and disputed the charge and the company, Pro Active Planning Solutions and they refunded my charge once I told him about the sham.

If you are an employee of this company, you really need to question your ethics and morals... This is not a good, reputable company. Surely you can find another job that lets you sleep better at night and keep a clear conscience. Similar to your company's tag line of "All you have to lose is a High Interest rate" ... All you have to lose is a bad job!

<a href="http://www.elhconsulting.com/subdomains/proactive/" title="http://www.elhconsulting.com/subdomains/proactive/">http://www.elhconsulting.com/subdomains/proactive/</a>

Thank you Roger S for a very informative account of your experience with ProActive Planning Solutions. It was GREAT. It is VERY difficult to run a scam on me because I am not motivated by greed, guilt or worry. They came across to me continuing to sell the results, rather than the methods. They offered no specifics as to how they operated, other to assure me that they were very effective, that they had good 'relationships' with the CC compnaies, etc. They could not explain the steps that they would take, nor why the CC companies would lower rates. The conversation finally closed when they were unable to explain the 'back story' as to what was in this for the CC companies.

I am real happy that there is a blog of sorts on this matter.

ere's the some info to help.
--------------------------------- ---------------------------------------- -

Recorded Announcement:

Cardholder Services
Callerid: 305-000-4523
-------------------------- ---------------------------------------- --------

Company Information:

DHC Financial Services Group LLC
7512 DR. PHILLIPS BLVD., SUITE 50-220
ORLANDO FL 32819

Phone: 877-debtok2 (877-332-8652)
Company: DHC Financial Services out of Florida.
Website: dhcfinancial.com

NOTES:
1.) DHC Financial Services LLC was incorporated in Florida by Michael S. Finn on 4/1/9, along with another company, EVOCON.
2.) EVOCON is a marketing company, and Mr. Finn’s career appears to revolve around marketing schemes and Florida Real Estate.
3.) DHC Financial charges $2,000 for credit repair services.
4.) The area code for the call back number has changed to 825.
5.) The 877-debtok2 number is administered by Lightyear Network Solutions,(lightyear.net) a VOIP Services company.
6.) The dhcfinancial.com Domain Name is registered with GoDaddy, but no website exists
-------------------------------- ---------------------------------------- --

OWNER INFORMATION:

Michael S Finn
8941 Turnberry Ct
Orlando, FL 32819
407-876-3662

Michael S Finn
13658 43rd Rd N
West Palm Beach, FL 33411
561-793-4317

NOTES:
1.) Mr. Finn and his associates are listed as registered agents, members or officers of numerous "Active and Dissolved" Florida based companies.
2.) Known former and current business associates:
A.) Camilla A. Finn
B.) Miguel Correa
c.) Lawrence Spalla
D.) Michael Gasdick
E.) Jim Stone

------------------------------- -------------------------

BUSINESS INFORMATION:

FLORIDA LIMITED LIABILITY COMPANIES

1.) DHC FINANCIAL SERVICES GROUP, LLC

Filing Information
Document Number L09000032726
FEI/EIN Number NONE
Date Filed 04/03/2009
State FL
Status ACTIVE
Effective Date 04/01/2009

Principal Address
5551 VANGUARD STREET
ORLANDO FL 32819 US
Changed 10/14/2009

Mailing Address
7512 DR. PHILLIPS BLVD., SUITE 50-220
ORLANDO FL 32819
Changed 10/14/2009

Registered Agent Name & Address
FINN, MICHAEL S
8941 TURNBERRY COURT
ORLANDO FL 32819 US

Manager/Member Detail
Name & Address
Title MGRM
FINN, MICHAEL S
5300 RECKER HIGHWAY
WINTER HAVEN FL 33880 US

Title MGRM
STONE, JIM
5300 RECKER HIGHWAY
WINTER HAVEN FL 33880 US

2.) EVOCON, L.L.C.

OWNER: Michael S. Finn

TYPE: Florida Limited Liability Company

EVOCON, L.L.C.
Filing Information
Document Number L09000031855
FEI/EIN Number NONE
Date Filed 04/01/2009
State FL
Status ACTIVE
Effective Date 04/01/2009

Principal Address
8941 TURNBERRY COURT
ORLANDO FL 32819 US

Mailing Address
8941 TURNBERRY COURT
ORLANDO FL 32819 US

Registered Agent Name & Address
FINN, MICHAEL S
8941 TURNBERRY COURT
ORLANDO FL 32819 US

Manager/Member Detail
Name & Address

Title MGRM
FINN, MICHAEL S
8941 TURNBERRY COURT
ORLANDO FL 32819 US
Title MGRM

FINN, CAMILLA A
8941 TURNBERRY COURT
ORLANDO FL 32819 US

3.) FINANCIAL SOLUTIONS GROUP OF AMERICA, LLC

OWNER: Michael S. Finn

TYPE: Florida Limited Liability Company

FINANCIAL SOLUTIONS GROUP OF AMERICA, LLC
Filing Information
Document Number L09000075215
FEI/EIN Number NONE
Date Filed 08/05/2009
State FL
Status ACTIVE
Effective Date 08/04/2009

Last Event LC NAME CHANGE
Event Date Filed 08/07/2009
Event Effective Date NONE

Principal Address
7512 DR. PHILLIPS BOULEVARD
SUITE 50-220
ORLANDO FL 32819

Mailing Address
7512 DR. PHILLIPS BOULEVARD
SUITE 50-220
ORLANDO FL 32819

Registered Agent Name & Address
GASDICK, MICHAEL J
390 N. ORANGE AVENUE
SUITE 260
ORLANDO FL 32801 US

Manager/Member Detail

Name & Address

Title MGRM
SPALLA, LAWRENCE
7512 DR. PHILLIPS BLVD., SUITE 50-220
ORLANDO FL 32819

Title MGRM
FINN, MICHAEL S
7512 DR. PHILLIPS BLVD., SUITE 50-220
ORLANDO FL 32819

------------------------------------ -------------

KNOWN ASSOCIATE INFORMATION:

OWNER: Miguel Correa

TYPE: Florida Limited Liability Company

D.H.C. FINANCIAL GROUP, INC.
Filing Information
Document Number P08000090713
FEI/EIN Number NONE
Date Filed 10/06/2008
State FL
Status INACTIVE
Effective Date 10/06/2008

Last Event ADMIN DISSOLUTION FOR ANNUAL REPORT
Event Date Filed 09/25/2009
Event Effective Date NONE

Principal Address
1275 BENNETT ROAD
SUITE 102
LONGWOOD FL 32750

Mailing Address
1275 BENNETT ROAD
SUITE 102
LONGWOOD FL 32750

Registered Agent Name & Address
CORREA, MIGUEL
1275 BENNETT ROAD
SUITE 102
LONGWOOD FL 32750 US

Officer/Director Detail

Name & Address

Title P
CORREA, MIGUEL
1275 BENNETT ROAD, STE. 102
LONGWOOD FL 32750 US
Title VP

CORREA, MIGUEL
1275 BENNETT ROAD, STE. 102
LONGWOOD FL 32750
Title SEC

CORREA, MIGUEL
1275 BENNETT ROAD, STE. 102
LONGWOOD FL 32750

------------------------------- ---------------------

INTERNET INFORMATION:

dhcfInancial.com Whois Record

Registrant:
DHC Financial
5300 Recker Highway
Winter Haven, Florida 33880
United States

Domain Name: DHCFINANCIAL.COM
Created on: 22-Mar-09
Expires on: 22-Mar-10
Last Updated on: 22-Mar-09

Administrative Contact:
Financial, DHC
5300 Recker Highway
Winter Haven, Florida 33880
United States
+1.0000000000 Fax --

Technical Contact:
Financial, DHC
5300 Recker Highway
Winter Haven, Florida 33880
United States
+1.0000000000 Fax --

Domain servers in listed order:
NS21.DOMAINCONTROL.COM
NS22.DOM AINCONTROL.COM

i have been getting calls from this cardmember services witch i am not god damn memeber and i am sick of being woke up by assholes telling me they can lower my credit card amounts wheni have no damn credit cards i want to sue them for hurasment or find them

I am the Mike Finn you have listed in West Palm Beach and am no.t affiliated with this company. Thanks to you listing my phone number I get 5-10 calls a week with nasty and threatening messages left on my answering machine. I hope they catch this guy to but until then could you remove my address and phone number from your post.

I am the Mike Finn you have listed in West Palm Beach and am no.t affiliated with this company. Thanks to you listing my phone number I get 5-10 calls a week with nasty and threatening messages left on my answering machine. I hope they catch this guy to but until then could you remove my address and phone number from your post.

I have had several calls in the past two weeks from card member services. Caller ID says RESTRICTED. The first time I listened until the recorded voice started asking for personal info - - SS#, etc. and hung up. This morning Caller ID said "cell phone TX" and gave the number as:
1-832-703-7064. Since we have relatives in Texas, I answered only to hear the same recorded voice start.
I have now filed a complaint with the consumer protection division of our state attorney general's office.

I have had several calls in the past two weeks from card member services. Caller ID says RESTRICTED. The first time I listened until the recorded voice started asking for personal info - - SS#, etc. and hung up. This morning Caller ID said "cell phone TX" and gave the number as:
1-832-703-7064. Since we have relatives in Texas, I answered only to hear the same recorded voice start.
I have now filed a complaint with the consumer protection division of our state attorney general's office.

I, too, have been getting harassing calls from this outfit. Caller ID says "RESTRICTED" with no number.
This morning Caller ID said: "cell phone TX" and gave the phone number as1-832-703-7064. A legitimate company using a cell phone to deliver a recorded message? Because we have relatives in Texas, I answered, only to hear that same recorded voice.
I have now filed a complaint with the Consumer Protection Division of our state Attorney General's Office.

I have also been getting these calls on a business/home phone. I have kindly asked to be removed from their list and to speak with a supervisor several times, only to get hung up on. They are aware this is a business phone and continue to call. I don't even have credit cards! If/When I find them, I will sue the pants off of them!!!

I can't wait to get ahold of these little bastards! They keep calling and when I ask to speak to a supervisor and to be removed from the list, They hang up! How Rude! Somebody help!

Everyday it is a different number that calls, cell phone numbers from other states, 800 numbers, I have yet to get a real person on the line. and have attempted to call them back only to hear' this is not a working number" how do i make it stop? who can i complainto? i am so very over this cardmember services crap, i have never even owned a credit card!

the same one call me all the time i holler in there ear i will buy a whistle to used inthere ear

I got a "cardmember services" call, but they hung up on me after I started asking who was calling (southern US accent, I think). I called the 877 number above and got a person (after hitting multiple buttons; not my credit card number!) I asked him to identify himself (Rajiv?) and asked which company, because the phone number didn't say. He didn't want to answer, so I told him that the prerecorded answer didn't say who it was -- say, Chase credit card services. So he started saying he was at Chase (yeah, right! and in Mumbai -- which is probably the truth). I told him that if I got any more calls I'd keep calling back on this 877 number and annoy them in return. He told me I could go on a do-not-call list; asked me for my number; told him he could get it from caller id (which he could and did); asked to send me a written confirmation (absolutely not -- I don't need to make it easier on them).

At no point did I give my name or credit card number. P.S., I'm in Canada. I don't think Chase runs credit cards here, and though I used to have one of theirs, they don't have my current number.

Doing something like this (googling for a 1800 number and telling them you'll call back to complain each and every time you get a spam call) seemed to work last year (well, at least for about a year).

Good luck to everyone!

I got a "cardmember services" call, but they hung up on me after I started asking who was calling (southern US accent, I think). I called the 877 number above and got a person (after hitting multiple buttons; not my credit card number!) I asked him to identify himself (Rajiv?) and asked which company, because the phone number didn't say. He didn't want to answer, so I told him that the prerecorded answer didn't say who it was -- say, Chase credit card services. So he started saying he was at Chase (yeah, right! and in Mumbai -- which is probably the truth). I told him that if I got any more calls I'd keep calling back on this 877 number and annoy them in return. He told me I could go on a do-not-call list; asked me for my number; told him he could get it from caller id (which he could and did); asked to send me a written confirmation (absolutely not -- I don't need to make it easier on them).

At no point did I give my name or credit card number. P.S., I'm in Canada. I don't think Chase runs credit cards here, and though I used to have one of theirs, they don't have my current number.

Doing something like this (googling for a 1800 number and telling them you'll call back to complain each and every time you get a spam call) seemed to work last year (well, at least for about a year).

Good luck to everyone!

I got a call from these Yayhooos, I played along with it giving them phony credit card information wasted a good half hour of their time. Finally at the end I asked "how stupid do you think I am?, did you really think i was going to give you my actual credit card number?" They hung up and have been calling me back every week or so since... I laugh at these Jerks and fortunatley i have the time to screw with them whenever they call. Can't wait to get another call from these scamsters.

the police told me to never give out any information on the phone to anyone and roger s you where lucky to get your money back remember if you get a called like that blow a whistle in there ear every time they called and then they want called back it your fault if you fall for there scam that what keep them in business let put them out of business

I just started getting these calls 2 weeks ago. Every day they call. I just leave the phone off the hook for 5 minutes, then hang up. This forces an operator to actually try to talk to dead air!. I suggest everyone do that. This will tie up their time more than mine.
Another thing that could work would be to sign up for the service, then when the charge comes, contact your credit card company that the service was invalid, not what they promised. This would force a charge back to the company, a cost of $25 to $50 for each charge back. Eventually they would run out of money and close shop! This entails a certain amount of risk however.
I contacted my state atty generals office and they said this company is all a scam and to contact the FTC and gave me the number to call. 1-888-382-1222,
Follow the prompts to complain about them. Especially the part about recorded messages, which is illegal. Also leave a comment at the end.

I get called by Card Member Services a few times a week and each time I tell them to put me on their Do Not Call List. Today, Zack hung up on me when I gave him the message, so I looked online and found this website.
@ equalizer, 2010/12/27
I called two numbers you gave for Michael S. Finn, owner of DHC Financial Services LLC. The first, 407-876-3662, gave me a recording that the number was not active. The second, 561-793-4317, got a male voicemail message, so I left a short message.
@pdw, 2011/03/24
Thanks for the FTC information. I entered my number onto the National Do Not Call Registry, then I called back and filed a complaint, using the latest Cardmember Services number, 601-398-7565. You get 30 seconds to record an audio message, giving additional information.

I recieved the same call just minutes after you posted this from the same number as well. I am calling the FTC however I am on the do not call list already. I am totall in for a class action lawsuit. I don't want any money, just jail time for the perpetrators.

I received a call from them at 8:30 on a Fri night, that was the first warning sign. Second, when I asked about their history and if I could get a phone number to research them; they put on with a "manager" whom picked up the line and started off by saying hello like he was talking to a friend. Then, when I asked if the offer would still be eligible if I waited and called my credit card company first; they gave an excuse about how credit card companies don't like them because the companies don't want our rates to be lower. Then, we I told them that I didn't feel comfortable giving my info, even though I had talked to a "manager"; they hung up on me. I tried to call the cell number back that they called me from; and it was a fake number that didn't even ring. Thank God I had the brains to not give them my info. I found this site while I was on the phone with them. Thanks to everyone for allowing me to not be a victim of this craziness.

I have been getting this call everyday for months. Lately the caller has been telling me that this is my last chance. Today I took the call but refused to discuss their services because I had plans with my family and made an appointment for "Brad" to call back. This website gave me information I really needed. Lowing my credit card interest rate sounded too good to be true, and Daddy always said if it sounds too good to be true it probably is. Thanks for sharing your hasles with me so I can avoid getting sucked in to a scam.

They are now somehow getting local business phone numbers to come up on the caller ID. Today I received a call from a number that is a legitimate local business. It was them!!! Now they are trying to hurt small local businesses.

They are now showing legitimate local small business numbers to show on their callerID. That is crazy!! I received a call today from a local barber shop. It was card member services. THAT IS JUST PLAIN WRONG!!! What can be done to shut them down?

How can I get these calls stopped? I am receiving numerous call per week. When I start asking questions, they hang up on me. This is harassment and if I can I will sue the 'pants' off of them.

These people have called my house on 9 occasions in 15 months. using numbers from NV, FL, OH, IN, WY. In 2011 they called on 4/20, 9:16am, and 2:18pm,4/28 at 2:44pm, 4/29 @10:09 am. It is always RACHEL calling. If I do not answer but call back immediately, the number is unavailable. When I wait and press 1 to get connected to a real person they hang up on me when I ask to not be contacted or say that I am on the do not call list. Yesterday's message was different: "we left several courtesy messages for you, this is your final call." this time a male answered and I blew my police whistle in his ear for about 40 seconds then I hung up. They called back today. I pressed talk then immediately pressed off so they could leave no message. I am so mad about them calling - what makes them think I would do business with them if I am pissed off?? I am going after them with every state's attorney general where tehy do business.

Just got ANOTHER call from these people... How can we make them stop? I have told them to take me off of there call list several times and they always get mad and say something rude back to me. These creeps don't care . I am on the "do not call" list so how did they get my number??? What can I do or who do I need to report them to?

Well brooke that number you dialed 1-877-999-3872 is an actual credit card company. It is First USA bank in Delaware. I believe the CSR probably thought you were just in error calling them. I have had these idiots calling everyday forever. I think I will buy a whiste too lol. Thanks for the suggestion from above!

The website cardmemberservices.com is not affiliated with the scam & is through Chase bank & works w/other banks (see prev comment First USA bank). It's just unfortunate they are using that name. I just got a call today (again) that came up as SERVICEMSG with a Washington D.C. number 1-202-367-9951 & also 1-202-367-9968. I pressed 1 to get an agent so I could ask to be put on their do not call list. When I got an agent & asked for a direct number & address for the company I was disconnected. I am on the national do not call list so I filed reports for every time they have called me. If you call the number back you can press 1 to be put on their do not call list but it doesn’t work.

I just wait til someone comes on the line, then cuss them till they hang up. It won`t take long, I promise. I have asked repeatedly to be taken out of the call database and that don`t work. Piss on them.

they called both my phone lines at the same time so I had them talk to each other...
search u tube for 'Rachel from card member services'

have received over 20 calls in 2 years, have filled many reports with donotcall.gov. Last call was from GA, they have been from FL, and not sure about all of them. Once I start to ask questions they hang up or I get to deal with some really rude people. Now have a whistle and a fog horn by phone, it is my only revenge. Cannot believe the government is unable to shut these leeches down.

Have gotten calls form them for years. I am getting very creative when talking with them. Have fun with it, because they will keep calling no matter what.

According to the WA state atty gen's office, this group of scamming hackers, are off shore, usually calling from a base in Jamaica, sometimes from somewhere in SE Asia. As long as they do not make contact from the US mainland, there is nothing the states atty gens nor the FCC can do to them. Our atty gen finally contacted me after I insulted his gubernatorial campaign.

Every week for a full year, I have been contacted by cardmember services pretending to be offering a better card rate, and every time I hand up and do caller ID, the number says it is not taking inbound calls. When I go through their phone system and get a live caller and tell them I have been on the no-call list since it's inception, they hang up mid sentence. I have gotten creative, pressing buttons, screaming Don't Call Me AGAIN into the phone, but nothing deters them. They scramble their phone numbers and are as unethical as can be pretending they are related to your existing CC account. Beware! and don't give them any information. SCAM w/a capital S.

Wow, what a SCAM...heres a number they called me from today480-745-2903 incase its helpful to anyone who's been scammed by these pieces of shit

This is the number they called me from today....321-332-9999. It was from Orlando, Fl. I hope I can help someone else... I can't believe they can do this to people in the USA...

I received the "anonymous" calls over several days. The first time I just said no and hung up. The second time I asked them why it was so easy to raise my interest rates but I had to be questioned to lower them. They did not have an answer for that. I refused again and ended the call. The third time I asked them the same question again and spoke to whoever was playing Supervisor that day. They explained that they had to verify a balance of at least 4K to offer the plan. I declined and requested to be removed from their list.

After the call I dialed *69 to get their number.
It came back as (321)304-9999
When dialed I got the message "TSL02 Call cannot be completed as dialed"

Apparently it is the home office of Scams-R-Us.

six calls today on BOTH of my cell phones. Filed the 198237982374th report with the FTC.... anyone else filing complaints?

These assholes have been calling me multiple times each week for at least one and a half years. They always hang up before I can even finish saying, "Can I talk to your supervisor?" or "Do not call me again." I've been receiving the "this is your final notice" calls for at least six months.

I took things a little further today and told the representative, "I'm going to kill you if you call me again." She didn't hang up. Instead, she asked me if I was aware that I "just made a murder threat on a recorded phone line." I told her that I'm sick of their calls and have told them countless times never to call me. She said that she's going to report me to the authorities. I hung up before she could finish saying, "authorities." =)

I doubt the police are going to show up at my door. If they do, I'll be sure to get all the information I can about the complainant and post it for the world. I really wish we knew who these people are.

I put my cell # on the do-not-call list and these calls stopped for a few months. Just started up again. My tack now is to play with them to see how much of their time I can waste. Futile, I realize, but it's they only really good way to aggravate these idiots. The more time they waste talking to me, the less money they make.
Only real way to catch these crooks is to give them your info, which I am not stupid enough to do.

I get these calls at home and on my cell. It is making me furious! about w weeks ago a guy called and I told him I am on the do not call list and got cussed out and talked to really filthy! I was pissed! Some one please tell me how to make it stop!!!!

Yesterday my wife & I had a land-line installed so we have a NEW telephone #. Since then, we have had at least 2, possibly 3 calls from 'Cardmember Services'. For months I have been getting these calls on my cell & office phones; most of the time I just hang up. Now that they are abusing a brand new # I am mad as hell & ready to go after them in every way possible!!!

"Hi, this is Rachel from CMS"!!!urgh!! When I asked to be taken off, the man I spoke to told me to, "Suck his cock." There has got to be SOMETHING we can do. I get these calls at least 1xweek. I have read that because they are from over seas, our Atty General can't do anything. DON'T Tell Me That! We can fly to the moon but we can't keep them from calling us? Find out where they are from? Tell there govt to take care of it or we'll BLOW THEM OFF THE MAP?!? Come on USA... figure it out! Here's an idea... how about we forward their calls to the atty general. LOL

After I asked to be put on their do not call list, I got this response: "You made me waste my breath you filthy whore." Then he hung up on me.

Told the guy that my number was on the Do Not Call List and he laughed at me and said, "So what?" I guess when you're trying to steal people's credit card information a fine means nothing. The number on my Caller ID was probably a spoof, too. When I called him a less-than-flattering name he told me that a part of his anatomy was in my daughter's mouth. I told him it was so small she didn't notice it. Next time I'm going to play with them. I'm going to tell them that I'm glad they called because even though I have a huge credit limit and a small balance I don't want to pay any more than necessary. I'll tell them that all of my credit cards are in the safe and they'll have to bear with me while I open it. At some point I'll ring my door bell and tell them that my brother arrived and he's interested, too. I'll ask lots of questions and pretend that I'm telling my brother all of the details. After a while I'll tell him listen for his doorbell because law enforcement has traced the call. Hope he enjoys prison food. (And if you've seen the movie 'The Other Guys' you know what else I will tell him.) Maybe a little fear will stop one scammer?

One thing in their favor (or maybe ours) is that they identify themselves at the beginning as card services so it's easy to hang up right away. Any other action is a waste of your time. I do like the action of just leaving the phone off the hook, as long as you are not expecting any "real" calls.

I have been receiving these calls from "Cardmember Services" for several years. They tell me they are in Georgia, when I have asked in the past. Each time I ask to be removed from their list. Yesterday, I asked them again in an explicit and emphatic manner if I could be removed from their list and then hung up. I immediately received another call from the same person (I recognized his voice) and he said he was going to come over to my house, rape my wife and blow up my house. I believe he crossed the line here and this is illegal, however I do not have a record of his phone number. I will get it next time, as I will recognize the voice, and file a criminal complaint.

he company who you want to report is Ambrosia Web Design. They have offices in Tempe, AZ. They goes as card member services or concord financial. another name is AWD they also goes as CAM services as well. They are the ones calling you to lower you interest rates on your credit cards. There are a SCAM HUGE SCAM!!!!!
I have a couple of address for u ppl to report if you have used this service in which I hope you haven't.

one is 209 E. Baseline Rd. suite E- 201 Tempe, Az 85283/ 123 E. Baseline Rd suite D- 208 TEMPE , AZ 85283

THE WEBSITE ADDRESS IS <a href="mailto:sales@ambrosiawebdesign.com">sales@ambrosiawebdesign.com</a>

the address the site give for the business is 2906 S. revere circle mesa, Az 85210
phone #'s 1-888-583-1956 or 1-800-525-2956

Unforgettably I got wrapped up in this ugly scam they ripped me off of $1298.00 (AWD) and I would very much like the addresses you are offering to give out.
Thanks so much!

Unforgettably I got wrapped up in this ugly scam they ripped me off of $1298.00 (AWD) and I would very much like the addresses you are offering to give out.
Thanks so much!

he company who you want to report is Ambrosia Web Design. They have offices in Tempe, AZ. They goes as card member services or concord financial. another name is AWD they also goes as CAM services as well. They are the ones calling you to lower you interest rates on your credit cards. There are a SCAM HUGE SCAM!!!!!
I have a couple of address for u ppl to report if you have used this service in which I hope you haven't.

one is 209 E. Baseline Rd. suite E- 201 Tempe, Az 85283/ 123 E. Baseline Rd suite D- 208 TEMPE , AZ 85283

THE WEBSITE ADDRESS IS <a href="mailto:sales@ambrosiawebdesign.com">sales@ambrosiawebdesign.com</a>

the address the site give for the business is 2906 S. revere circle mesa, Az 85210
phone #'s 1-888-583-1956 or 1-800-525-2956

Thank you for posting your report on these guys. I almost fell for it! They did get cc#'s however want they be surprised when they try to use them cause I cancelled them immediately within an hour of talking to them, thanks to your post up here. I got suspicious, told them I had something I really had to do and to call me back in 30 mins. Well in the meantime thankfully, I found your post among others and yours actually gave the name they used, "Concord Financial" and the same phone #. Jerks!!!!!!! Thanks again for taking the time to put the information up here. Someday, their day will come, Karma is a Bitch!!!!

If you don't have the time just HANG UP on this scam. If you have the time to waste like me ( I am retired) press 1 to get to one of them and waste as much of their time as possible. I give then the phone number listed on the back of the credit card, and a phony CC number with the correct first 4 digits that identifies the CC issuar. After putting you on hold,they will come back and tell you that there is something wrong with the number because they can't verify it. I know that but I Keep them on line as much as I can withou ever giving them any actual CC numbers or any other correct identifying numbers or information.
At the end I tell them I will call my CC Bank and verify the information and if they give me their number to call them back, that is when they hang up.
Some times before they hangup I cuss them and I hangup.
Don't you ever give any CC or SS numbers to anybody on the phone.

Way to go Dave! I like playing with the scammers! I do so in the funny emails I get, you know the ones! Think I'll do that with these phone scammers next time they call me. I had one to hang up on me right after I asked if there was a toll free number I could call. What would be a good 4 digit though? I'm not a credit card person.

Latest call on this deal came today from Rachel (have had several the past year or so) showing phone # 803-307-7391. I pressed 1, finally some punk sounded like he was from NJ came on. I told him I owed $5K on 1 card, not cancelled or in default, he said he could help me (don't owe a dime). I asked him who they were - Card Member Services - and he said they work with Visa and Master Card blah blah blah...then I said I wanted to know why they were calling a number on the do not call list and he said "get off my phone line you fxxxxxg axxhxxe" and hung up - wish I could find them or get the law on them.

The next time Racheal calls, give her a phony card number in order to get connected to a human scammer. At that point, place your "ACME THUNDERER" lifeguard wistle in your mouth and give the phone a good blast. It hurts. By the way these people are from over seas and cannot be touched by the "Do not call" law.

Number that called me was 360-529-6190. I kept asking the guy where they got my number. He kept telling me they work with banks to help their customers... I said my banks do not have my cell phone number, so where did you get my number? He says he's just a person who answered the phone, I asked him where he got my cell phone number and told him that if they called again and used my minutes that the charge is $100/minute and he hung up on me.

I got that idea from junkbusters.org a long time ago before there were good spam blockers for email. They said it is legal to warn them of a charge and then if they continue you can bill them and take them to court if you choose. It stopped some spam back in the day!

Anyway, I guess people from this company are busy coming to this site to vote down all the comments! So lame. LOL. Last laugh's on us for having a better life than the scum that would take the time to do that!

Thank you so much for posting on this website....I cannot believe I can be this stupid..I gave my information because I just lost my job and it sounded so good to be able to reduce the rates like that..and while I was on hold a couple of times I found this website. I immediately called the credit card company that they were going to charge me $998, that they said would be covered by the interest that I saved and the gentlemen was quick to cancel my card number so that no one could use it and reissue the card to me. The person who called me said he was Mark Williams and his ID# 8529 (which he says is the last 4 digits of his social) and is the manager and consultant of the of the company. I then spoke to Sarah Long in the verification department who asked permission to record the conversation. I am now waiting for a call from another department...we'll see. They catch you off-guard and ask questions about how much credit y ou owe, again I can't believe I can be so stupid. I hope someday, somehow, they are caught.

I plan to get a boaters compressed air horn....lol

You can forget filing with the FCC, they are another useless government agency that won't do a thing about card member services. I am inclined to think that the major credit card companies, Visa, Master Card and American Express could force the idiots at the FCC to do something about this scum but it helps them in the long run. The scum bags at Card Member Services are truly the lowest form of life and have filthy mouths on them. The best thing to do is wait until you get one of these scum bags on the line and then use a air horn(like they start relay races with) right into the phone.

You can forget filing with the FCC, they are another useless government agency that won't do a thing about card member services. I am inclined to think that the major credit card companies, Visa, Master Card and American Express could force the idiots at the FCC to do something about this scum but it helps them in the long run. The scum bags at Card Member Services are truly the lowest form of life and have filthy mouths on them. The best thing to do is wait until you get one of these scum bags on the line and then use a air horn(like they start relay races with) right into the phone.

11/17/11 Today I received another annoying call from Card Member Services. I pressed the number 1 to talk to a live person. When they answered I asked to removed from the call list, but before I could finish the sentence I was hung up on. This same thing has occurred dozens of time in the past, with no satisfaction. I’m listed with the national do not call list, and have been for well over a year. Today I’d finally had enough and went online to see if others were having the same problem. I wasn’t the least bit surprised to see and read more complaints then I could possibly read about these people and the harassment tactics they’ve been using with other people like myself. I finally got a number I could call 1-888-583-1956, and did so today. I talked to a young lady that was very sweet, and said she would give my number to her supervisor and see if I could be removed from call list. I told her it was an intrusion, annoying and I was angry over the way I was hung up on each time I tried to talk to someone. I said that I was angry enough, if they didn’t stop their harassment tactics that I would come down to Arizona and beat some heads in. After hanging up, within 10 seconds I had a call from somebody named Steve, saying that he was going to report me to the authorities for threatening them. I told him to please do so. I called him an asshole, and he threatened me again with going to have me arrested, and I dared him to go right ahead, and would be glad to provide him with any information he needed to file a police report.

Latest #'s I've gotten this call from are 425-390-8134 and 503-563-0989, both came to my cell. From what I understand people can do VOIP and select what area code they want to show - but someone should be able to back track it.

two more of these calls came to my cell from 503-563-0989 and 425-390-8134. I understand one VOIP set ups you can get your number to show whatever area code you want...so no telling where this turd really operates from.

two more of these calls came to my cell from 503-563-0989 and 425-390-8134. I understand one VOIP set ups you can get your number to show whatever area code you want...so no telling where this turd really operates from.

two more of these calls came to my cell from 503-563-0989 and 425-390-8134. I understand one VOIP set ups you can get your number to show whatever area code you want...so no telling where this turd really operates from.

2 more of these calls came to my cell from 425-390-8134 and 503-563-0989. I understand people can request whatever area code they want when setting up VOIP calling. No telling where this turd is, but when you get the punk it's NOT a foreign accent. More like Jersey.

They have called my cell phone, which is on the do not call registry, and when I got the recorded message about talking to a counselor, I pressed one. I knew it was a scam from the start, because I do not have any credit cards. I asked this person what company was this, she stated "card member services!" I asked what their toll free number was and she hung up on me. The call came from 5034685531. One call I received and missed so I called it back to see what it was about, there was an automation that allowed me to press a digit to opt out and for them to not call back. Apparently there are many numbers they use. One number came from the Louisville area, a land line, 5025806000. Another from Oregon, 5034685545. I put my cell phone and land line on the 'Do not call registry' about a week ago after getting several of these calls. They use different numbers to keep up the scamming.

They have called my cell phone, which is on the do not call registry, and when I got the recorded message about talking to a counselor, I pressed one. I knew it was a scam from the start, because I do not have any credit cards. I asked this person what company was this, she stated "card member services!" I asked what their toll free number was and she hung up on me. The call came from 5034685531. One call I received and missed so I called it back to see what it was about, there was an automation that allowed me to press a digit to opt out and for them to not call back. Apparently there are many numbers they use. One number came from the Louisville area, a land line, 5025806000. Another from Oregon, 5034685545. I put my cell phone and land line on the 'Do not call registry' about a week ago after getting several of these calls. They use different numbers to keep up the scamming.

I too have been receiving calls from Cardmember Services for over two years. At times I would get calls every day. I tried all of the standard ideas to get them to stop calling me but nothing worked. I am not proud of it, but by doing the following it appears the calls have stopped.
When I receive one of these calls I push 1 to speak to a representative and when I get connected I yell " F--- YOU , YOU MotherF------S . Before I even finish that statement they hangup. I had to do it three times in a row but apparently the representatives figured out a way to not be subjected to this treatment and stopped the calls.
Like I said earlier I am not proud of this action but it appears that it works. Give it a try, it might work for you also.

This company has been calling us several times each week. We are already on a no-call list. I have 'spoken' to them many times but they will not stop calling. Other than getting the 'name of the company' from them, any other questions and they hang up. Am trying to report them now to my state BBB. From searches today I see they have a new website AND it comes up first on google, yahoo, bing and others. How can we stop these ./@>'0&???? Can anyone of you computer savvy people get their website offline to protect people that might believe these idiots????

Hey, Rachel, from cardmember services, you dirty...Another one of Client Services Inc, 3241 Harry Truman Blvd, Saint Charles, MO 63301, 877-665-3439, dirty robo-call companies exposed in Texas, Rachel. To bad they still dont hang theives in Texas. Red Leaf Capital, LLC. Same address and phone # as Client Services Inc dirty Texas office, 2415 S Austin ave, Ste 103, Denison, TX 75020. 903-416-6900, 903-37-0770. Give CEO "banker" Bradley R. Franta, or robo-call scammer, EX-Marine(been calling Elderly people, Disabled American Veterans, Military personel on Military bases) a call to say how much we all appreciate RACHEL, FROM CARDMEMBER SERVICES. They also have dirty call centers in Florida. 1060 Maitland Center Commerce Winter Park, PO box 940516, Maitland, FL 32794, 407-660-7878. 14425 College Blvd, Lenexa, Kansas 66215, no phone #, and can't be found on any legitimate business search, just like Red Leaf Capital, LLC. Financial Services Solutions, LLC, 527 3rd Ave, #310 & 315, New York, NY 10016, 212-532-1815. WE the American Consumers say we will no longer tolerate RACHEL, FROM CARDMEMBER SERVICES,. Instead of Wall street protest, we will protest right in front of your dirty criminal doors, until you are PERMANANTLY SHUT DOWN, RACHEL.

Rachel! What have you done now!
IMPORTANT NOTE:
Don't be fooled by Client Services Inc's STUPID "Register a complaint" webpage, and do what so many of us are doing, go ahead and contact the U.S. Secret Service, [due to "foreign for profit" business entitys], to at least focus their attention squarely on Client Services Inc's FOREIGN FOR PROFIT FRAUDULENT RACHEL ROBOCALL SERVICE CENTER BULLCRAP!

Rachels' slime-bag bosses been busy, and stupid too. Reaserching one of Client Services Inc's slime-bag companies- Red Leaf Capital LLC has reveals their connection to another slime-bag, uses several alias names: Leroy Castine, Chris Ambrosia, Lee Cestine, all the same a-hole with a criminal record running:
>AFB LLC, 3021 S Woodruff Cr, Mesa, AZ, 85212, 800-525-2956, 602-620-1460.
>Ambrosia Web Design LLC, 2906 S Revere Circle, Mesa, AZ 85210, 888-583-1956, 480-703-5818.
>Concord Financial Advisors LLC, 123 E Baseline Rd D208, Tempe, AZ 85283, 602-620-1460, 800-525-2956.
>CAM SErvices LLC, [foreign entity] 1219 N Rosemont, Mesa, AZ 85205, PO Box 21106, Mesa, AZ, 85277, 1000 E William St #204, Carson City, NV, 89701. 888-583-1956.
From available AZ Sec of State scanned documents:
The stupid M-F-r filled out and signed all the forms, same handwriting. Signatures may say different names, but look the same as signed!
A five year old can see that!
Come on FTC! What in the hell do you do all day, sit on your hands?

CONCORD FINANCIAL ADVISORS !! These people should be shot! They called my parents, talked them into lowering their credit card rate, they did not know Concord would charge 1995.00 to the card!!! Beside that the credit card had a program to lower your rates anyway!!! I have called and disputed the charge and I called Concord the man was very arrogant and said that they recorded the conversation and that I could do nothing ! Now that I know they are scamming people I will do every thing I can to get my parents money back!!! I also posted a report om here Thanks. Hope we can get these people stopped

CONCORD FINANCIAL ADVISORS !! These people should be shot! They called my parents, talked them into lowering their credit card rate, they did not know Concord would charge 1995.00 to the card!!! Beside that the credit card had a program to lower your rates anyway!!! I have called and disputed the charge and I called Concord the man was very arrogant and said that they recorded the conversation and that I could do nothing ! Now that I know they are scamming people I will do every thing I can to get my parents money back!!! I also posted a report om here Thanks. Hope we can get these people stopped

Buying a whistle or a foghorn is not very smart. You run the risk of damaging the mic in your phone and your own hearing. Especially if you have a cellphone which is what they always call me on. Very illegal. The FTC? They're probably behind half of it because the government is pushing this SOPA act down our throats and disguising it as a law which will prevent things like this from happening (because the Internet is involved). The SOPA act is really only designed to put more money in the hands of Hollywood and the music industry by censoring the Internet in a Chinese fashion, without hearings or any due process. It will make felons out of every American who quotes the verse to a song in their blog AND every person who LINKS to that blog. It will result in every server that hosts such information to be blocked from Americans by the American government. The television ads claiming that the law is needed to protect "American jobs" doesn't bother to tell you what the "protection" consists of and what broad, sweeping new powers it grants the government in the form of the ability to block half the Internet whenever it wants to. This law has nothing to do with "dangerous medications" or illegal Chinese knock-off Rolex watches. It is being pushed for, funded and lobbied by the American entertainment industry and they want to make you a FELON, put you in jail, fine you thousands of dollars, and turn off half the internet for posting a picture of your child with Mickey Mouse because they own the rights to Mickey Mouse. It's about stopping movie and music piracy. There are already laws that make this illegal. They don't need the power to turn off the Internet to enforce existing law.

In my case, this bunch of idiots is actually costing me money because I do not have unlimited minutes on my cell phone. Just hang up the phone as soon as they identify themselves. AFTER you have hung up the phone, PICK IT UP AGAIN and CALL your Congressmen and Senators and make sure they understand the position of the American people concerning censorship of the Internet by their government. Please research "SOPA," and fully understand the ramifications of this absurd piece of legislation. This law, if passed, could easily turn half the population of the country into felons for crossing very fine yet fuzzy laws. It is the most dangerous thing facing this nation at this moment. Not terrorism. Not the economy. It will be used and abused by a corrupt government heavy handedly and broadly.

Buying a whistle or a foghorn is not very smart. You run the risk of damaging the mic in your phone and your own hearing. Especially if you have a cellphone which is what they always call me on. Very illegal. The FTC? They're probably behind half of it because the government is pushing this SOPA act down our throats and disguising it as a law which will prevent things like this from happening (because the Internet is involved). The SOPA act is really only designed to put more money in the hands of Hollywood and the music industry by censoring the Internet in a Chinese fashion, without hearings or any due process. It will make felons out of every American who quotes the verse to a song in their blog AND every person who LINKS to that blog. It will result in every server that hosts such information to be blocked from Americans by the American government. The television ads claiming that the law is needed to protect "American jobs" doesn't bother to tell you what the "protection" consists of and what broad, sweeping new powers it grants the government in the form of the ability to block half the Internet whenever it wants to. This law has nothing to do with "dangerous medications" or illegal Chinese knock-off Rolex watches. It is being pushed for, funded and lobbied by the American entertainment industry and they want to make you a FELON, put you in jail, fine you thousands of dollars, and turn off half the internet for posting a picture of your child with Mickey Mouse because they own the rights to Mickey Mouse. It's about stopping movie and music piracy. There are already laws that make this illegal. They don't need the power to turn off the Internet to enforce existing law.

In my case, this bunch of idiots is actually costing me money because I do not have unlimited minutes on my cell phone. Just hang up the phone as soon as they identify themselves. AFTER you have hung up the phone, PICK IT UP AGAIN and CALL your Congressmen and Senators and make sure they understand the position of the American people concerning censorship of the Internet by their government. Please research "SOPA," and fully understand the ramifications of this absurd piece of legislation. This law, if passed, could easily turn half the population of the country into felons for crossing very fine yet fuzzy laws. It is the most dangerous thing facing this nation at this moment. Not terrorism. Not the economy. It will be used and abused by a corrupt government heavy handedly and broadly.

Buying a whistle or a foghorn is not very smart. You run the risk of damaging the mic in your phone and your own hearing. Especially if you have a cellphone which is what they always call me on. Very illegal. The FTC? They're probably behind half of it because the government is pushing this SOPA act down our throats and disguising it as a law which will prevent things like this from happening (because the Internet is involved). The SOPA act is really only designed to put more money in the hands of Hollywood and the music industry by censoring the Internet in a Chinese fashion, without hearings or any due process. It will make felons out of every American who quotes the verse to a song in their blog AND every person who LINKS to that blog. It will result in every server that hosts such information to be blocked from Americans by the American government. The television ads claiming that the law is needed to protect "American jobs" doesn't bother to tell you what the "protection" consists of and what broad, sweeping new powers it grants the government in the form of the ability to block half the Internet whenever it wants to. This law has nothing to do with "dangerous medications" or illegal Chinese knock-off Rolex watches. It is being pushed for, funded and lobbied by the American entertainment industry and they want to make you a FELON, put you in jail, fine you thousands of dollars, and turn off half the internet for posting a picture of your child with Mickey Mouse because they own the rights to Mickey Mouse. It's about stopping movie and music piracy. There are already laws that make this illegal. They don't need the power to turn off the Internet to enforce existing law.

In my case, this bunch of idiots is actually costing me money because I do not have unlimited minutes on my cell phone. Just hang up the phone as soon as they identify themselves. AFTER you have hung up the phone, PICK IT UP AGAIN and CALL your Congressmen and Senators and make sure they understand the position of the American people concerning censorship of the Internet by their government. Please research "SOPA," and fully understand the ramifications of this absurd piece of legislation. This law, if passed, could easily turn half the population of the country into felons for crossing very fine yet fuzzy laws. It is the most dangerous thing facing this nation at this moment. Not terrorism. Not the economy. It will be used and abused by a corrupt government heavy handedly and broadly.

Why can't some of the people who create computer "viruses" do something beneficial AND fun and screw up these folks? PS, sorry for multiple posts - many times this websight indicates and error that our messages didn't go through, when in fact they do (which we don't know until we go back later to check). 503-563-0989, I checked that on reverse # look up and it gave a land line and address in Oregon.

Randy,

I think they're just spoofing numbers. I received a call from them once that was identified as (xxx) xxx-0622 as opposed to mine which is (xxx) xxx-0620.

I only received a couple of calls from them (months ago) after I made a death threat to them. The operator actually stayed on the line and tried to scare me by asking if I realized I just made a death threat on a recorded line. I told her I didn't care and that I'm sick of receiving their calls. I was hoping the police would show up at my house so that we could figure out who these a$$holes are. No suck luck. =)

Randy,

I think they're just spoofing numbers. I received a call from them once that was identified as (xxx) xxx-0622 as opposed to mine which is (xxx) xxx-0620.

I only received a couple of calls from them (months ago) after I made a death threat to them. The operator actually stayed on the line and tried to scare me by asking if I realized I just made a death threat on a recorded line. I told her I didn't care and that I'm sick of receiving their calls. I was hoping the police would show up at my house so that we could figure out who these a$$holes are. No suck luck. =)

We usually don't bother with CID #. If they aren't highjacked to begin with, they usually wont reveal the location. Look for other posts here, and other anti-scam reporting sites that are about "companies" and complaints in your state. Look up their business filings at your Sec of State website. Sometimes theres a fee for documents, but usually you can see when they started, if they are active, and whether they are domestic, or foreign entities for nothing. If a suspicious "company" has other "companies" that can't be found on much any legitimate business search, check Wiki-corp. It's a good place to find hidden "companies". Google the owners name, and numbers, [from Sec of state fillings] see what comes up. If their connected to another "company" in another state, check their Sec of State fillings. A mixture of foreign and domestic, having some that cant be found with any real discription about exactly what it does, in different states, with the same owner, is a RED FLAG! Print out some of their websites, and online Sec of state info, and watch what they do. Ask questions. Ask your AG to contact them about calling you. It's totally legal. Dont be afraid of these scum. If one of their "companies" suddenly shuts down and their web related info changes, print it out and send it to your State Senator, asking WHY? WE are the American Consumer. We are not clients of clients of card member scams. WE can veiw pubic documents, ask questions, and makeposts about fraudulent "companies" to protect ourselves.

Yeah, they're joe-jobbing people. I tried calling one of their numbers back to see if it was a real number, and I just got some guy's voicemail. Would've left a message to warn him he's being joe-jobbed, but it said his mailbox was full.

Yeah, they're joe-jobbing people. I tried calling one of their numbers back to see if it was a real number, and I just got some guy's voicemail. Would've left a message to warn him he's being joe-jobbed, but it said his mailbox was full.

Saturday's call was from 281-217-0241 to my cell.

Randy - I received a call this morning on my cell phone too that was from 281-217-0241. Said he was from CardMember Services. Asked if I wanted to lower my % rate on all my MasterCard and Visa Cards. When I asked as to which card he belonged to he insisted that he would be able to lower the rate on all my cards............yeah right. I told him straight up I thought he was a fraud and scam -- he said he did not ask for my SS# or passwords or acct #'s -- I told him "yes, not yet because I'm already on to your scam. All he wanted to do was end the call as quickly as possible.
Damn I cant stand these fools........get a real job already!

This makes me sick ! These people ( Concord Financial from AZ) called my mother whom is disabled and my father who has cancer. They told them they were calling to get their rate lowered on a credit card when she asked who had them to call they gave the credit card co. My mom listened thought it sounded good. They said they connected her to the credit card co and had them to put the card on a program. I could have done this for nothing ! NOW THESE PEOPLE HAVE CHARGED THE CREDIT CARD 1995.00!!!!!!!!!!!!!!! FOR WHAT MAKING ONE CALL!!!!!! I called the card co and reported it as fraud. I called Concord Financial and the man was very arrogant! He compared it to to get an oil change and not being satisfied REALLY!!! I hope someone does something to these people real soon !!!! He claims since the conversation was recorded that I could do nothing. I just hope I can get the money credited back they could not afford the payment before , even on a program with the additional 1995.00 there is not going to be that much of a difference in the payment!

This makes me sick ! These people ( Concord Financial from AZ) called my mother whom is disabled and my father who has cancer. They told them they were calling to get their rate lowered on a credit card when she asked who had them to call they gave the credit card co. My mom listened thought it sounded good. They said they connected her to the credit card co and had them to put the card on a program. I could have done this for nothing ! NOW THESE PEOPLE HAVE CHARGED THE CREDIT CARD 1995.00!!!!!!!!!!!!!!! FOR WHAT MAKING ONE CALL!!!!!! I called the card co and reported it as fraud. I called Concord Financial and the man was very arrogant! He compared it to to get an oil change and not being satisfied REALLY!!! I hope someone does something to these people real soon !!!! He claims since the conversation was recorded that I could do nothing. I just hope I can get the money credited back they could not afford the payment before , even on a program with the additional 1995.00 there is not going to be that much of a difference in the payment!

What! That jerk-xxf isn't behind bars NOW?!??
Dec 2011-Jan 2012 Report:
Researching another of Client Services Inc's dirty slime-bag "companies" Red Leaf Capital, LLC reveals their connection to another a-hole uses several alias names: Leroy Castine, Chris Ambrosia, Lee Cestine, all the same scum reported to already have a criminal record running:
(Some of the addresses are reported as just VACANT PARKING LOTS!)
>CONCORD FINANCIAL ADVISORS LLC, 123 Baseline Rd, D208, Tempe, AZ 85283, 602-620-1460, 800-525-2956.
>AFB LLC, 3021 S Woodruff, Mesa AZ 85212, 800-525-2956, 602-620-1460.
>Ambrosia Web Design LLC, 2906 S Revere Circle, Mesa, AZ 85210, 888-583-1956, 480-703-5818.
>CAM Services LLC, [foreign for profit business entity-as in illegal shell company] 1219 N Rosemont, Mesa, AZ 85205, PO Box 21106, Mesa, AZ 85277, 100E William St #204, Carson City, NV 89701 888-583-1956.
Look at the available online AZ Sec of State scanned documents:
The stupid #%* filled out and signed all the forms, same handwritting! Signatures may attempt to say different things, but look the same as signed! A five year old can see that!
Come-on AZ AG, FTC- What the hell do you do all day? sit on your hands?
How about a PERMANANT INJUNTION and other EQUITABLE RELIEF ORDER!!!!

That jerk-**f is'nt behind bars, NOW?!??
Dec-Jan 2012 Report:
Researching another of Client Services Inc's slime-bag "companies"- Red Leaf Capital LLC, reveals their connection to another a-hole, reported to have a criminal record, using several alias names- Leroy Castine, Chris Ambrosia, Lee Cestine-all the same scum operating:
Also, some of the addresses are reported as just VACANT PARKING LOTS!
>CONCORD FINANCIAL ADVISORS LLC, 123 Baseline Rd, Tempe, AZ 85283, 602-620-1460, 80-525-2956.
>AFB LLC, 3021 S Woodruff, Mesa, AZ 85212, 800-525-2956, 602-620-1460.
>Ambrosia Web Design LLC, 2906 S Revere Circle, Mesa, AZ 85210, 888-582-1956, 480-703-5818.
>CAM Services LLC, [foreign for profit businnes entity-as in- illegal shell company] 1219 N Rosemont, Mesa, AZ 85205, PO Box 21106, Mesa, AZ 85277, 1000 E William St, #204, Carson City, NV 89701, 888-583-1956.
Look at the available online AZ Sec of State scanned documents-
The stupid #*% filled out and signed all the forms, same handwritting! Signatures may attempt to say different things, but look exactly the same as signed! A five year old can see that!
Come-on AZ AG, FTC- What the hell do you do all day, sit on your hands?
How about a PERMANENT INJUNTION and other EQUITABLE RELIEF ORDER!

IMPORTANT NOTE for Really Maddddd, and eveyone else!
In reference to Concordfinancialadvisors claim-"the conversation was recorded, and you can do nothing"!
IF ANY OF THEM SAY THIS, just laugh in their toilet smelling faces!!
TELL THEM- you have THEM recorded for the past year for voice recognition!
(WE ACTUALLY DO!)Many are threatening violence, and terrorist type home invasions!(so, you gonna blow up our home, huh??!!)

Look at the posts, somewhere above- He's threatening RAPE of a 12 YEAR OLD!!!!!!
Thats solid testimony!
Was that YOU, AKA-whatever name you were using that day? WE KNOW your voice! WE HAVE all the recorded tapes of YOU and all the other s#*tbag, so called "financial advisors"! AND SO DOES THE FBI, so keep on saying "can do nothing"!!

I receive calls about 4 days a week twice a day.This dysfunctional Nam vet would like to get my hands on them!!!!!

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